Credit Review Specialist 2

U.S. Bank is committed to helping customers and businesses make better financial decisions. The Credit Review Specialist 2 is responsible for conducting credit analyses, preparing credit reports, and monitoring customer accounts to minimize credit risk. Responsibilities Responsible for conducting credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios The data collected may include credit reports, industry research, and tax returns Inputs the data gathered into tracking and/or reporting computer systems and/or databases Prepares and presents credit reports to person(s) responsible for making lending decisions on new, renewal and extension loans In some areas, this position may make credit decisions in a high-volume production environment Monitors customer accounts and/or loan portfolios in order to identify potential issues and thereby maximize credit quality and minimize the company’s credit risk and potential loss Sets up and maintains databases used to analyze accounts and/or portfolios Prepares and presents credit reports to person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios Generally furnishes information relative to credit inquiries to appropriate parties Skills Bachelor's degree, or equivalent work experience Typically one or more years of related experience Basic knowledge of credit and risk analysis, economics, accounting and finance Strong analytical skills Effective verbal and written communication skills Time management skills Proficiency with nCino preferred Benefits Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Company Overview At U.S. It was founded in 1968, and is headquartered in Minneapolis, Minnesota, USA, with a workforce of 10001+ employees. Its website is